Our flexible subscription plans
Subscribe to any of our value-based price listings
Cooperative
- Access to single-digit loans
- Discipline to save towards financial targets
- Competitive interest rate on savings
- Use of social capital (friends, family) as guarantor for loans
- Discounted price on land acquisition
- Assistance with the processing of the National Housing Fund (NHF)
- The value is less bank charges
Investment Club
- Investment and financial advisory through our financial literacy programs
- Access to international investment opportunities
- Accountability programs to support you
- Group collaboration and individual assistance on real estate investment /ownership
- Assistance with the processing of the National Housing Fund (NHF)
- Automatic access to cooperative
- Save cost through discounted rates on services and products offered by our partners.
- The value is less bank charges
One-on-One Session
- One on One session with the founder
- The value is less bank charges
Investment Club
Membership is open to any individual above the age of 18 years. Register on the website to become a member today.
Yes, club members are required to pay N25,000 subscription fees. This is renewable yearly.
Members of InvestorsHub Club enjoy numerous benefits such as:
- Monthly webinars
- Biweekly book reviews
- Access to international investment opportunities
- Accountability programs to support you
- Group collaboration and individual assistance on real estate investment /ownership
- Assistance with the processing of the National Housing Fund (NHF)
- Automatic access to the cooperative scheme
- Save cost through discounted rates on services and products offered by our partners
As a member, you have access to recommendations on mutual funds, Eurobonds, global stocks, stocks on the Nigerian stock exchange, local real estate, international real estate, venture capital investments, etc.
We give you access to tools and information that enable you to take informed decisions about your financial goals and avoid the pitfalls associated with inadequate financial knowledge. This way you are better positioned to achieve your financial goals faster and avoid scammers and unvetted investments.
Most investments are subscribed to individually by members. Except for instances where the projects are capital intensive and members decide to purchase such jointly with proper legal documentation to protect their interest.
- Support – We provide a lot of support to our members as we know that people are in different stages of their finances. Some are beginners while others are savvy but don’t have the time to put things together. Our staff connects with members to assist them and follow up to ensure they take the required action to achieve their goals.
- Due diligence – We perform due diligence on recommended investments by partnering with only credible asset management firms, conducting legal checks with government and other authorities on investments like real estate, subscription to research companies on stock recommendations, and having legal documentation to protect members’ interest among others
- Community – We have a diverse team of professionals as members, and members provide support to each other from time to time through knowledge sharing.
Fun – We know people sometimes find topics on finance daunting. We try to make financial literacy as interesting as possible through creative activities and games
Cooperative
Membership is open to any individual above the age of 18 years. You can complete the membership form to become a member today.
Members of Investors’ Hub Cooperative enjoy numerous benefits such as:
- Building periodic savings habit
- Competitive interest rate on savings
- Access to loans at low-interest rates
- Build equity for National Housing Fund (NHF)
- Land acquisition
- Electronic products at discounted rates
Yes, members are required to pay N5,000 registration fee to become a member. This is a one-off and a lifetime membership fee which is non-refundable.
There is a minimum contribution of N10,000 monthly. Members can increase their contribution at any point in time and no limit to the amount a member can contribute or save.
A member can determine the frequency of contributions such as weekly, biweekly, or monthly. For instance, a monthly contribution of N10,000 can be contributed N2,500 weekly, N5,000 biweekly, or N10,000 monthly.
There will be competitive interest in the monthly balance of a member’s account.
Members can borrow up to 200% of their savings balance once eligible. Members can only borrow again after the final payment of the loan.
Members can have a tenor of up to 6 months to repay. However, loans for capital investments (land purchase, cars, establishment of business, and equipment used for revenue generation) can have a tenor of up to 12 months.
For members accessing loans above their current savings, you would have to provide a minimum of one (1) non-borrowing member as a guarantor. The contribution of the borrower and guarantor must be above the principal amount and interest borrowed.
A borrower will pay a credit life insurance fee on the amount borrowed.
Yes, a member who seeks to withdraw from the scheme will make his/her intention known by sending a notification to the cooperative. The following are required
- The cooperative should be given at least one-month withdrawal notice
- A borrowing member is required to pay all their outstanding before withdrawal
- The registration fee is non-refundable.
- The member’s savings will be transferred to the designated account after the withdrawal.